How To Use Policyholder In A Sentence
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The company said it will give a 180-day nonrenewal notice to about 8,000 Florida policyholders beginning in March, and expects to fully withdraw from the market by the second half of 2012.
Citing Sinkhole Claims, Mercury General Quits Florida Market
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Policyholders must be fretting themselves witless over what to do next.
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It is good news that there is a deal, but many questions remain and policyholders should not take precipitate action yet.
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The funds are supposed to reimburse policyholders in the event of insurer failure.
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He has made some bloomers in his time, from the failed bid for American General to his company's attempts to ratchet up his pay just as policyholders' bonuses were going in the other direction.
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The uncertainties over the timing of any asset realisations have led the liquidators to warn that thousands of policyholders may have to wait a full year before settlement of their claims.
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This technology, also known as telematics insurance, monitors a driver's behaviour by using data transmitted from a Smartbox, which is fitted to the policyholder's car, via satellite.
Telegraph.co.uk - Telegraph online, Daily Telegraph and Sunday Telegraph
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The recent fight with carpetbaggers cost policyholders several million pounds.
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They have a proven record of bonus payments to their with-profits policyholders for every year since 1824.
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In return, the insurer receives regular payments from the policyholder.
Times, Sunday Times
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The notice period for cancellation by insurers should not be less than 30 days to provide enough time to a policyholder in organising cover from alternative sources.
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Its recent troubles stem from a legal defeat last July in a suit brought by its own policyholders.
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It is no longer enough to service the insurance needs of a few hundred thousand cautious policyholders.
Times, Sunday Times
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The bad news for endowment policyholders just keeps coming.
Times, Sunday Times
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If I worried any policyholders unnecessarily, then I must apologise.
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MILLIONS of with-profits policyholders will be reviewing their investments with the announcement of disappointing bonus payouts from insurance giants.
Times, Sunday Times
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The tax will be collected by the company/fund and paid to Revenue in the case of resident policyholders / unitholders.
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If the experts can't figure it out, imagine how the average policyholder feels about "demutualization" -- an ungainly name for the change that's about to reshape the familiar world of life insurance.
A Deal They Can't Refuse?
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These returns will not be enough to meet the payment of annual bonuses to policyholders.
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Claims handlers, who help policyholders pursue insurers, reckon that the most lucrative area is health insurance.
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Fortunately for Standard Life it has no institutional investors to make a rumpus over this slight discrepancy, which is why policyholders should make their voices heard on Tuesday.
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The letters, which had to be dispatched before the end of the month, offer policyholders the chance to review their arrangements.
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More than 30,000 policyholders have died since the insurer hit trouble eight years ago and 15 of them pass away each day.
Times, Sunday Times
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The insurance company might allow an independent monitor to scrutinise the demutualisation process on behalf of policyholders.
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To relieve policyholders of this burden, we have now index-linked everyone's cover.
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The company will share out $1.3 billion among 500,000 policyholders.
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Europe's largest mutual is expected to demutualise, triggering a modest windfall for policyholders, in a move that already has the industry's largest global life players keeping an eye on developments.
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He hoped an outline deal between a new Equitable board and policyholders' groups might suffice to attract a buyer.
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MISSISSIPPI Lawyers, Witnesses Barred From Katrina Litigation Citing ethical breaches, a federal judge Friday barred a group of Mississippi attorneys once affiliated with plaintiffs lawyer Richard Scruggs from representing policyholders in lawsuits against State Farm Fire & Casualty Co. over Hurricane Katrina damage.
U.S. Watch
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The buyer profits by banking the full payout when the policyholder dies.
Times, Sunday Times
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During this decade, whilst there was increased competition, comparatively few policyholders decided to change underwriters with one particular exception.
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They keep paying the premiums until the policyholder dies and then collect the insured sum.
Times, Sunday Times
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All insurance policyholders who pay by monthly direct debit must have a credit agreement.
Times, Sunday Times
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All policyholders with a stake in the participating with-profits fund will receive a special bonus if they vote for the Aegon deal.
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The demutualising life assurer has embarked on the mammoth task of explaining to policyholders their options in the forthcoming flotation.
Times, Sunday Times
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How much more bad news are policyholders supposed to endure?
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This pays something towards transporting policyholders to an area where skiing is possible, or compensation if skiing is not possible at all.
Times, Sunday Times
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Unfortunately, some policyholders were inadequately insured, thus imposing an unfair burden on all the others.
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And earlier this year, American Express introduced an identity-theft protection service that helps policyholders detect fraudulent activity on their credit cards, while lender SLM, commonly known as Sallie Mae, began offering tuition insurance if a student drops out of college for medical reasons.
Don't Buy Too Much Insurance!
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Surplus is the most important single indicator of a mutual insurance company's financial strength. This strength ensures our ability to fulfill our long-term commitments to our policyholders.
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Claims were sometimes also rejected due to non-disclosure of material facts by policyholders.
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Many policyholders cannot afford to pay their annual motor insurance in one go and so avail of credit arrangements from insurers and brokers.
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He accepted the arguments of an independent actuary that policyholders' realistic expectation they should benefit from inherited estates was limited.
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For example, if policyholders die off more quickly than expected, income flowing into the company will drop faster than predicted.
Times, Sunday Times
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CA claims that this insurance adds to policyholders ' debts instead of protecting them against hardship.
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This year it expects to pay up to £4m to policyholders facing shortfalls.
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This says, basically, that the policyholder undertakes to repay the life company the full proceeds should the lender suddenly emerge and demand payment.
Times, Sunday Times
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Credit insurance pays the policyholder for goods or services it provides if the buyer, such as a retailer, cannot make the payment.
Times, Sunday Times
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It plans to write to with-profits policyholders next month with details of how their plans will be enhanced.
Times, Sunday Times
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All insurance policyholders who pay by monthly direct debit must have a credit agreement.
Times, Sunday Times
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It has been an expensive, laborious and wearying exercise contacting policyholders worldwide and convincing sceptics that demutualisation isn't such a bad idea after all.
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Yet such a huge amount of cash will ensure the company remains a target for carpetbaggers, with policyholders potentially benefiting from ever-larger windfalls were the Edinburgh-based insurer to float.
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But reasons policyholders will lose money three times over if they choose to save for their funeral in this way.
Times, Sunday Times
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The scheme is an insurance policy that will pay a regular income if the policyholder cannot work - usually after three or six months off work.
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The number of policyholders can not grow, and in this case the designer would not allocate any overflow areas.
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The compensation would go into the with-profits fund, which policyholders could expect to have distributed among them.
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Policyholders are left in a bind.
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While saying that he wanted to remain open to innovation, Mr. Jones added, "We need to ensure that innovative transactions are not a strategy to drain value away from policyholders only to provide short-term enrichment to shareholders and investment bankers.
NYT > Home Page
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The improved cash position also raises the possibility of higher windfall payments to policyholders.
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WHEN you are an endowment policyholder, good news is relative.
Times, Sunday Times
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It allows them to buy another company and then dump the costliest individual policyholders and cherry-pick the healthiest, most profitable ones.
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The funds are supposed to reimburse policyholders in the event of insurer failure.
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The insurer targets safer drivers and has attracted 700,000 policyholders and is aiming to hit one million next year.
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These returns will not be enough to meet the payment of annual bonuses to policyholders.
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Death bonds are derived from bundles of life insurance policies and pay investors when a policyholder dies.
Times, Sunday Times
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The funds are supposed to reimburse policyholders in the event of insurer failure.
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Unfortunately, some policyholders were inadequately insured, thus imposing an unfair burden on all the others.
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He hoped an outline deal between a new Equitable board and policyholders' groups might suffice to attract a buyer.
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The vast majority of its 12 million general insurance policyholders are companies.
Times, Sunday Times
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Surplus is the most important single indicator of a mutual insurance company's financial strength. This strength ensures our ability to fulfill our long-term commitments to our policyholders.
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Standard Life policyholders are likely to be offered parcels of shares in the flotation of the insurance giant next year as it claims support for the conversion is now ahead of the required threshold.
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The heirs of the policyholder who died received the face value but no dividends.
The American Nation: A History of the United States to 1877
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However, there are about 2.5 million policyholders saddled with plans that are doing worse than others.
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It gives the priority value of product a new calculation rules and presents a policyholder-oriented catalog segmentation model, makes it more suitable for marketing life insurance companies.
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Policyholders receive the subsidy through a 30 percent reduction in the insurance premium, as a payment from the Health Insurance Commission or as a tax offset at the end of the year.
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Early indications suggested that extreme differences in what existing and new policyholders paid were rare.
Times, Sunday Times
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Companies will also have to take policyholders' individual circumstances into consideration when selling them an annuity.
Times, Sunday Times
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She said that 87 per cent of eligible policyholders had received a payment.
Times, Sunday Times
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Birmingham is the second most dangerous city to drive in, with more than one in seven policyholders involved in an accident per year.
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Which, of course, would allow the Democratic challenger to say, "Then why did you vote against the best interests of your constituents?" and start ticking off other elements of the bill - no dropping of health-care insurance ( "recision") once a policyholder gets sick, no lifetime caps on coverage so people struck by costly illnesses don't have to go bankrupt anymore and on and on - which would give the incumbent a Hobson's choice:
Local News from Tuscaloosa News
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Some investors may object to the idea that, for their funds to perform well, they have to hope that the policyholders die sooner than expected.
Times, Sunday Times
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Whether those policyholders should receive compensation from the taxpayer is less clear.
Times, Sunday Times
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The move is a blow to policyholders who have already suffered cuts in payouts this year.
Times, Sunday Times
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WedLock, as it's coyly named, is a new type of casualty insurance that gives the unhappily married policyholder a payout after he or she is unhitched.
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Two years after the board's famous U-turn on demutualisation, the policyholders had forgiven them the thousands of pounds that the earlier rejection of flotation had cost them.
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Insurers and reinsurers across the Continent may face claims as high as $3 billion, and that could mean higher premiums for both corporate and personal policyholders next year.
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The move is a blow to policyholders who have already suffered cuts in payouts this year.
Times, Sunday Times
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The IRS had argued -- unsuccessfully -- that shares received by policyholders in this "demutualization" process had a tax cost of zero.
New Tax Breaks to Be Aware Of
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Insurers keep their average payouts to with-profits policyholders in line with the fund's average investment returns over the long term.
Times, Sunday Times
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TIME is running out for thousands of endowment policyholders who have only a few weeks to make a mis-selling complaint.
Times, Sunday Times
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All insurance policyholders who pay by monthly direct debit must have a credit agreement.
Times, Sunday Times
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These policies are designed to cover monthly repayments should the policyholder lose their job or be unable to work through illness.
The Sun
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It is used by one health insurer in a scheme whereby the fitter policyholders are, the less they pay.
Times, Sunday Times
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Insurers wanted to use the tests to lower premiums to policyholders who were free from certain genetic predispositions to particular illnesses.
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Only 37,000 with-profits annuities policyholders will be fully compensated.
Times, Sunday Times
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All policyholders with a stake in the participating with-profits fund will receive a special bonus if they vote for the Aegon deal.
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The insurers recruited the Thames watermen at five shillings a day to man pumps and gave policyholders decorative lead fire-marks to fasten to their buildings so that they knew which fires to tackle and which to ignore.
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Increasingly, investigators find themselves battling gangs that steal the identity of a policyholder and then file false claims under his name.
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It is unusual to see a with-profits bonus announcement that's not littered with bad news for policyholders.
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With-profits policyholders should rest assured that there is no danger to their investments.
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As well as hiking premiums, insurers have been cutting back on coverage and encouraging policyholders to raise their deductibles, which limits claims.
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That is what the overwhelming majority of policyholders wanted.
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Many policyholders have died while ministers have dragged their feet.
Times, Sunday Times
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Some of us journalists have been made to feel like pariahs for daring to speak up for policyholders and give them a platform for their concerns.
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And earlier this year, American Express introduced an identity-theft protection service that helps policyholders detect fraudulent activity on their credit cards, while lender SLM, commonly known as Sallie Mae, began offering tuition insurance if a student drops out of college for medical reasons.
Don't Buy Too Much Insurance!
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Policyholders who purchase this rider are guaranteed coverage until the insured is age 85 as long as the required premium is paid each year, even if the term costs increase or if dividends decrease.
MetLife Launches New Whole Life Insurance Product - Yahoo! Finance
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How will with-profits policyholders be affected?
Times, Sunday Times
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Municipal Mutual, Britain's ninth biggest insurer with 1,500,000 policyholders, is in difficulty and looking for a new partner.
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The bad news for endowment policyholders just keeps coming.
Times, Sunday Times
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It is up to the policyholder to provide the original sum assured, preferably from a valuation carried out by a surveyor.
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Capital contributions may - or may not - be refundable and may be forfeited if the policyholder cancels or does not renew the insurance.
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This will be very important when, following a major casualty, the Policyholder is seeking immediate help from us.
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If Merricks adjudicates on such a case and finds against the company, provided the policyholder is happy with the outcome, the firm must pay the compensation ordered, up to £100,000.
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This type of insurance covers the policyholder against damage to either a third party or a third party's property.
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Better still is that it has doubled the 12.5 per cent enhancement that policyholders receive at present when their plan matures or they cash it in early.
Times, Sunday Times
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These returns will not be enough to meet the payment of annual bonuses to policyholders.
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Insurers are increasingly advising policyholders to keep valuables, such as jewellery, in a safe when they are not being worn.
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It is supported by the policyholder's premium, central and local government finance subsidy, and the part payment that policyholder once use the serve.
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The move is a blow to policyholders who have already suffered cuts in payouts this year.
Times, Sunday Times
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This is grim news for its 2.3 million policyholders with mortgage endowments, personal pensions and with-profits bonds.
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He accepted the arguments of an independent actuary that policyholders' realistic expectation they should benefit from inherited estates was limited.
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Cynics would argue that the life companies' high-principled mantra - that mutual status means they are predisposed to do their utmost to benefit their policyholders - is pure hogwash.
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Norwich Union argues it has already taken steps to help endowment policyholders through its mortgage promise.
Times, Sunday Times
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He accepted the arguments of an independent actuary that policyholders' realistic expectation they should benefit from inherited estates was limited.
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Weekly Benefit would be payable under item 5 as the Policyholder is unable to continue with his disclosed employment.
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It provides for the payment of the sum assured and the bonus amount on the survival of the policyholder at the end of the selected term.
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Faced with the pressure from its members to demutualise, the corporate strategy is often to reaffirm the commitment to remain a mutual for as long as that format is in the best interests of policyholders.
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They are obliged to remind policyholders of this right four months - and then again six weeks - before they retire.
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A marketing campaign will urge at least 1 million policyholders to vote.
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After seeing the value of their savings plummet in recent months, policyholders will finally get a chance to raise their concerns at the annual general meeting - and there are likely to be many.
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But we wanted both sets of policyholders to end up with the same return, representing the fair value of their policy.
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A number of large financial advisers have bought the membership list and are bombarding policyholders with some fairly hair-raising literature.
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This is paid by an insurance company to the beneficiaries of the policyholder when they die.
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But few policyholders will find themselves in the perilous state shared by her luckless investors.
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Hence policyholders benefit from the appreciation in the fund, of which there are three options - protector, balancer and maximiser.
